How to Start the Home Buying Process?

If you’re thinking about purchasing your first home, you may feel overwhelmed or confused on where and how to start. What are the first steps? Who should you talk to first? What professionals should you use? Starting the home buying process doesn’t have to be overwhelming or confusing. At American Pacific Mortgage, our loan advisors are […]

7 Red Flags to Look for When Buying a Home

Buying a home is an action-filled task. The process will pull at your heartstrings, challenge your patience and, of course, impact your personal finances for many years to come. Get your FREE Home Loan Consultation: www.LawrenceKinseyTeam.com One of the keys is to minimize costs, but how?   As a first-time homebuyer, you are learning about the […]

What is Private Mortgage Insurance PMI?

Get your FREE Consultation Today: www.LawrenceKinseyTeam.com If you are considering buying a home using a conventional mortgage with a low-down payment, you may have heard about the need for private mortgage insurance (PMI). Here’s what you need to know about PMI, when you need it, how to pay for it, and when you can avoid altogether. […]