The Low Down On Rates The interest rate on your loan can impact the amount of money that you pay each month and over the life of your loan, so naturally you want to get a highly competitive rate. After all, even a percentage of a point off can put thousands of dollars back into […]
Top 7 Questions to Ask Your Loan Advisor
You’ve finally taken the plunge and are ready to buy a home. You even have a meeting set up to meet with a loan advisor to start discussing the process and see what loan program you might qualify for. We want to help prepare you for that meeting so you can leave with the most […]
How to Start the Home Buying Process?
If you’re thinking about purchasing your first home, you may feel overwhelmed or confused on where and how to start. What are the first steps? Who should you talk to first? What professionals should you use? Starting the home buying process doesn’t have to be overwhelming or confusing. At American Pacific Mortgage, our loan advisors are […]
7 Red Flags to Look for When Buying a Home
Buying a home is an action-filled task. The process will pull at your heartstrings, challenge your patience and, of course, impact your personal finances for many years to come. Get your FREE Home Loan Consultation: www.LawrenceKinseyTeam.com One of the keys is to minimize costs, but how? As a first-time homebuyer, you are learning about the […]
The Dos and Don’ts of the Mortgage Process
When you’re ready to get a home loan, it can help to have as much information about the mortgage process as possible. That way you can take the right steps towards getting your loan, and hopefully avoid some of the more common pitfalls along the way. To help you reach your goal of homeownership, here’s […]
What Credit Score is Needed to Buy a House?
We can go as low as 550 Credit Score! Get your FREE Consultation at: www.LawrenceKinseyTeam.com One of the most important factors which determines your home loan qualifications and rate is your credit score. If you are at the beginning of the home buying process, it’s important to understand how your credit score can impact your […]
What is Private Mortgage Insurance PMI?
Get your FREE Consultation Today: www.LawrenceKinseyTeam.com If you are considering buying a home using a conventional mortgage with a low-down payment, you may have heard about the need for private mortgage insurance (PMI). Here’s what you need to know about PMI, when you need it, how to pay for it, and when you can avoid altogether. […]
Buy A House With No Down Payment
Do you want to achieve the dream of homeownership but dread the looming down payment you’ll need? Figuring out how to come up with a down payment for a house can seem like a huge hurdle, especially to those with little to no savings. Conventional loans can require a 20% down payment, but did […]
Our Star Loan Program: Designed for Everyday Heroes
Our Star Loan Program is designed for everyday heroes. Teachers, police officers, firefighters and other first responders are our heroes. We think the sacrifice they make day in and day out is worth celebrating, which is why we created out Star Loan Program (STaR). What is the Star Loan Program? Our Star Loan Program is […]
Don’t Miss These Top 5 Tax Breaks for Homeowners
Tax season is here! If you own your own home, then make sure you are getting every deduction possible, so you can get your best refund. Here are some of the deductions homeowners can take advantage of. Mortgage Interest The interest that you paid on your mortgage for the past year is tax deductible. The […]
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